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Our Mission Is To Educate New Brokers about Mortgages
20
Years Of Experience
1000+
Deals Completed
200+
CUSTOMERS
Our Previous Podcasts
Welcome to the Know Your Mortgage podcast, your go-to source for navigating the Canadian mortgage landscape. In this episode, we delve into the vital role of mortgage brokers and explore why choosing a broker can be a game-changer for Canadian homebuyers. We'll discuss how brokers like RateShop provide invaluable expertise and access to a wide range of lenders, helping you secure the best rates and terms tailored to your unique financial situation. Whether you're a first-time homebuyer or looking to refinance, discover how leveraging the expertise of a broker can simplify the mortgage process and save you time and money. Tune in to learn more about the benefits of working with a broker in Canada's dynamic real estate market.
In this episode of the Know Your Mortgage podcast, we dive into the world of pre-construction properties in the Canadian market. Join us as we explore the advantages and unique considerations of buying a home before it's built. From securing prime locations and modern designs to potential financial benefits like lower prices and extended payment plans, pre-construction offers an exciting opportunity for savvy buyers. We'll also discuss how to navigate the intricacies of contracts, timelines, and potential risks. Whether you're an investor or looking for your dream home, tune in to gain valuable insights into the pre-construction market and learn how to make the most of this dynamic real estate option.
In this episode of the Know Your Mortgage podcast, we delve into the essential requirements every buyer should understand when considering pre-construction properties. Navigating the pre-construction market in Canada can be complex, with specific terms, timelines, and financial commitments that differ from buying a resale home. We'll break down key aspects such as deposit structures, occupancy periods, and the importance of thoroughly reviewing the Agreement of Purchase and Sale. Our expert guests will provide insights on how to assess developer reputations, manage expectations, and plan for additional costs like closing fees and interim occupancy. Whether you're a first-time buyer or an experienced investor, this episode will equip you with the knowledge to confidently navigate the pre-construction buying process.
OUR TEAM
Your Hosts
Ali Zaidi
Principal Broker at RateShop Mortgages, Founder of Lendmax Capital MIC, Exempt Market Investment Specialist, Real Estate Developer, and an Expert in Residential and Commercial Mortgage Lending in Canada & the US. Ali joins us with vast experience in Real Estate Lending across North America. He is a passionate technologist at heart and works to create public transparency in the Canadian Mortgage Industry with focused expertise in institutional and private lending.
Michael Squeo
Michael has been pivotal in building RateShop Mortgage into a Canadian and US Mortgage Brand as Director of Business Development. He boasts over 20 years of experience as a Real Estate Broker. His expertise extends to real estate development and construction, where he has established himself as a reputable HCRA Builder. As the CEO of Lendmax Capital Mortgage Lender & Administrator, Michael's exceptional leadership and strategic vision is solely responsible for efforts behind growing Lendmax Capital into a $50 million mortgage fund.
Beyond his professional achievements, Michael is passionately vested in the Canadian Hockey League. He is the proud owner of the Richmond Hill Rampage, reflecting his deep commitment to fostering talent and supporting the community. Michael's multifaceted career and dedication to his pursuits make him a distinguished and influential figure in the Canadian Mortgage and Real Estate landscape.
Kris Vreck
Kris Vrcek is a seasoned expert in real estate sales, bringing a wealth of experience and a proven track record of success in the real estate and mortgage industry. With a dynamic and highly motivated approach, Kris excels in building and maintaining relationships with clients, community members, and partners.
Kris’s expertise in the real estate industry is complemented by his diverse background. Starting his career as an entrepreneur in the hospitality industry, he operated restaurants, hotels, and catering businesses for 20 years, honing his ability to remain calm in high-stress environments. Transitioning to a full-time licensed Real Estate Broker, Kris has dealt with residential, commercial, and multi-unit property management.
Mortgage News & Updates
The major banks are cutting their interest rate projections.
Discover how the major banks are revising their interest rate forecasts and what it means for your financial future. Stay informed with the latest updates on rate changes and their potential impact on... ...more
mortgage-news
August 09, 2024•3 min read
Bank of Canada Rate Cut July 2024: Impact on Mortgages and Economy
Explore the impact of the Bank of Canada's July 2024 rate cut on mortgages and the broader economy. Get insights on how this decision affects borrowers and economic trends. ...more
mortgage-news
August 08, 2024•4 min read
Fixed Mortgage Rates Are Dropping Again—Here’s Why
Discover why fixed mortgage rates in Canada are dropping again. Learn about the economic factors, market dynamics, and what it means for you in this comprehensive analysis. ...more
mortgage-news
August 08, 2024•4 min read